Privacy Policy - KrediErit / DebtFree: Payoff Planner

Rooftop Online LLC built the KrediErit / DebtFree: Payoff Planner app as a Free app. This SERVICE is provided by Rooftop Online LLC at no cost and is intended for use as is.

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

The Short Version: We do not collect, share, or sell any of your personal or financial data. Everything you enter in the app stays securely on your device.

1. Data Collection and Usage

Our application operates entirely offline. We do not collect, transmit, or store any of your personal information, financial data, or app usage statistics on external servers. All data you input (such as debt names, balances, interest rates, and monthly payments) is saved exclusively within the local storage of your device.

2. Third-Party Services and Analytics

To ensure maximum privacy and a distraction-free experience, the app does not use any third-party services that may collect information used to identify you. Specifically:

No advertisements or ad-tracking SDKs are implemented.
No analytics or crash-reporting tools (e.g., Google Analytics, Firebase) are used.
No account creation or internet connection is required to use the app.

3. Data Security and Deletion

Because your data is stored locally on your device, you have complete control over it. You can securely delete all your financial data at any time simply by:

Deleting the individual debt entries within the app.
Clearing the app's data from your device's settings.
Uninstalling the application from your device.

Please note that since we do not have a backend server or cloud backup, uninstalling the app will permanently erase your payoff plans, and Rooftop Online LLC cannot recover this data for you.

4. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

5. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact Rooftop Online LLC at [Insert Your Support Email Address Here].